Equipment Financing | McHenry Power Equipment Inc. – McHenry, Illinois
Financing forIndustrial Operations
Get the professional equipment you need across Earthmoving, Transport & Logistics, Automotive & Shop, and Industrial Tech — pay over time with low monthly payments, fast approvals, and no hidden fees.
Why Finance With McHenry Power?
Fast Approval
Get approved within 24-48 hours. No weeks of waiting for a credit decision.
Low Monthly Payments
Spread your investment across 12, 24, or 36 months with competitive rates.
No Hidden Fees
Transparent terms with zero prepayment penalties. What you see is what you pay.
Equipment-Specific Terms
Financing tailored to machinery lifecycle — not generic consumer loans.
Payment Options
Lease-to-Own
Make monthly payments and own your machine outright at the end of the term. Ideal for contractors who want to build equity in their equipment.
- ✓12, 24, or 36 month terms
- ✓$0 down options available
- ✓Builds equipment equity
BEST FOR: LONG-TERM FLEET BUILDING
Equipment Financing
Traditional equipment loan with fixed monthly payments and competitive APR. Title transfers immediately upon purchase.
- ✓Fixed interest rates
- ✓Immediate ownership
- ✓Tax-deductible payments
BEST FOR: ESTABLISHED BUSINESSES
Working Capital
Unsecured business line of credit for equipment purchases plus operational costs. Use what you need, when you need it.
- ✓Revolving credit line
- ✓Use for parts & attachments too
- ✓Fast re-approval
BEST FOR: GROWING OPERATIONS
How Financing Works
Select Equipment
Choose the machine that fits your job site needs from our in-stock catalog.
Apply Online
Complete a simple 5-minute application. No hard credit pull to pre-qualify.
Get Approved
Receive a financing decision within 24-48 business hours.
Start Working
Sign the agreement and your machine ships from our McHenry, Illinois facility.
Apply for Financing
Fill out the form below and a financing advisor will contact you within one business day.
Common Financing Questions
Will applying affect my credit score?
No. Our pre-qualification uses a soft inquiry that does not impact your credit score. A hard inquiry is only performed after you choose to move forward with an offer.
Can I finance used or refurbished equipment?
Yes. Financing is available for all in-stock machines, including certified pre-owned units and attachments over $1,000.
Do you offer financing for new businesses?
Absolutely. We work with startup contractors and newer LLCs. We look at your business potential, not just your credit history.
Can I pay off early without penalties?
Yes. All McHenry Power Equipment financing plans have zero prepayment penalties. Pay off your balance anytime and own your machine free and clear.